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Our Charges

Payday Loans no Brokers do not charge any extra finders fees, commissions or any other charges during any part of the payday loan. This is our main business motto. Instead, your payday loan will only have a fixed flat rate fee.

If you borrow £100 from us we charge you £25 interest.  In other words if you borrow £100 you  pay us back £125 or if you borrow £200 you pay us back £250 and so on. This works out to be a annual percentage rate of 1737% per annum (variable)


You Borrow

You Payback

















Why does the APR seem very high?

The rules that govern financial payday loans companies, emphasizes  that we must show you the Annual Percentage Rate (APR).

APR’s are calculated based on paying a fixed amount of interest annually. They are more suited for credit cards and mortgages, and do not suit payday loans.

If you borrowed £100 and paid back £25 every month for a year it would be very expensive.

However, payday cash loans are generally taken for a maximum term of 31 days, and so APR’s are not the most reliable way of measuring how competitive our rates are.

It is preferable to focus on the amount you pay back in total rather than on the APR. We are confident that we offer the most competitive rates in the online payday business. Please feel free to compare our rates to other payday companies.